BUY TO LET

See if We Can Help you Find the Right Deal

Mortgage Call are professional mortgage brokers, delivering industry-leading advice to all of our customers

*Please note that some forms of BTL mortgages are not regulated by the FCA

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Buy To Let

When you buy a property as an investment, you won't be able to fund your purchase with a normal residential mortgage. Instead, you'll need a specialist buy-to-let mortgage.

How They Work

The vast majority of buy-to-let mortgages are provided on an interest-only basis. This means that, for each month of the mortgage term, you’ll only pay the interest on the loan, and none of the capital.

What Typical Deposit?

To get a mortgage on an investment property, you'll generally need a deposit of at least 20-25% of the value of the home.


Buy To Let


When you buy a property as an investment, you won't be able to fund your purchase with a normal residential mortgage. Instead, you'll need a specialist buy-to-let mortgage.

What You Need


The vast majority of buy-to-let mortgages are provided on an interest-only basis. This means that, for each month of the mortgage term, you’ll only pay the interest on the loan, and none of the capital.

What Typical Deposit?


To get a mortgage on an investment property, you'll generally need a deposit of at least 20-25% of the value of the home.

| What you need to know

A Buy to Let mortgages are mortgages that are used when someone buys a property in order to rent it out. There are some similarities between a residential mortgage and a Buy to Let mortgage.


What is a Buy to Let Mortgage?

A Buy to Let mortgage is a type of property investment where a landlord buys a property intending to rent it out to make a profit. It can be a house, flat or any other building that has been purchased with a Buy to Let mortgage.


The buyer is not allowed to live in the home permanently. Buy to Let mortgages are typically offered at an interest-only basis. The borrower must settle the monthly interest payments with the rental income.

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100+ Combined years in the industry

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130+ Years Of Combined Experience

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Buy To Let Mortgage Specialist

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Buy To Let Mortgage Specialist

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Wide variety of lenders

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A Wide Variety Of Lenders

As specialist buy to let mortgage brokers, Mortgage Call see things differently, letting us find the best mortgage for you.

Receive The Mortgage Deals You Deserve

Mortgage Call have over 130+ combined years experience in helping self-employed customers like you find the mortgages they

need. Even if you’ve struggled to find a mortgage through other channels, Mortgage Call may be able to help.

"Thanks Eric for doing such a great job in getting us our mortgage.

It wasn't a straight forward situation and your expertise was vital in allowing us to purchase our new home."

Neil Kerr

"Eric has been great, helped me understand each stage and explained it clearly. Responds quickly. Very happy indeed and

would definitely recommend!

Sonia Hickman

"Professional and friendly, great service. Thank you for your help

with my mortgage during a very challenging year."

Gemma Rahman

"As first time buyers, finding offers was incredibly tough. Eric went

out to individual lenders and created a bespoke offering tailored

to us. The communication was crystal clear and he was always

available. Impeccable service!"

Adam West

Let Mortgage Call Find The Right Lenders For You

Building Your Brighter Future

Building Your Brighter Future

Mortgage Call acts as the bridge between customers and the mortgage companies that can help them. Many lenders only deal with brokers like Mortgage Call, meaning a wider choice of available options.


Trusted Advice

Trusted Advice

Clear and concise advice

around the best options for your needs.

Clear and consice advice

around the best options foryour needs.

Communication

Clear Communication

Helping customers cut through the noise to understand things their way.

Helping customers cut through the noise to understand things their way.

Save Money

Save Money

Average lifetime customers saves over £5,000 through Marks' advice and services.

The difference between how your income is calculated can save you thousands.

Specialist Rates

Specialist Rates

Most competitive rates ensuring best price for the customers


Most competitive rates ensuring best price for the customers


Helping Customers Secure The Homes They Deserve

The majority of Buy to Let mortgages are provided on an interest-only basis. This means that for each month of the mortgage term, you will only pay the interest, none of the capital.


In the short term, this makes this type of mortgage more affordable, but you will need to have a plan for paying off the full loan or refinancing at the end of the mortgage.

  • Industry-leading advice
  • Clear & straightforward recommendations
  • Fast & efficient service

WANT TO TALK TO ONE OF OUR MORTGAGE EXPERTS?

helping self-employed professionals, contractors, freelancers, and small business owners navigate the mortgage process and get the best possible deal.

Arrange a Call With Our Team

Or Get Directly In Touch

10A Denholme Gate Rd, Hipperholme, Halifax HX3 8JQ, UK

01422 20 60 90

enquiries@mortgagecall.co.uk

MORTGAGE CALL

Mortgage Call are a professional mortgage broker, delivering industry-leading mortgages to first-time buyers, self-employed and later life lending customers for over 25 years.

Contact

01422 20 60 90

enquiries@mortgagecall.co.uk

10a Denholme Gate Road, Hipperholme, Halifax,

HX3 8JQ

The guidance and/or advice contained within this website are subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Terms and Conditions: Please read our full privacy statement before you proceed.

Mortgage Call is a trading style of Eric Armstrong who is an Appointed Representative of Mortgage Next Network Limited, which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Please note that some forms of BTL mortgages are not regulated by the FCA

Address:

10a Denholme Gate Road

Hipperholme

Halifax

HX3 8JQ

t: 01422 206090

e: enquiries@mortgagecall.co.uk

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service.

How to complain (financial-ombudsman.org.uk)

*There may be a fee for the advice given, the exact amount will depend upon your circumstances. If the mortgage is under £60,000, a fee will be payable and will not exceed £295. For all Equity Release/Lifetime mortgages, a fee will be payable of £795. All fees are payable on completion, please ask for further information on the fee you could pay.

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