We work from a large list of mortgage and insurance providers, we provide individual tailored advice creating long-term success and financial progression for you, our client

First Time Buyer Mortgages

Self-Employed Mortgages

CIS Contractor Mortgages



Purchase Your New Home

It can be a very exciting time when you are buying your first home, but undeniably the process can be a lengthy and stressful time. There is never a guarantee that your mortgage application will be accepted, however working with an experienced and trusted mortgage broker could remove some of the stress of the situation for you.


The remortgage definition is to take out another or a different mortgage on a property. The legal definition of remortgaging is when you have a mortgage with a lender on your property and choose to change the mortgage from one product to another. You may also decide to switch lenders at this point. Remortgaging does not involve moving house.

Buy To Let

A Buy to Let mortgages are mortgages that are used when someone buys a property in order to rent it out. There are some similarities between a residential mortgage and a Buy to Let mortgage.

A Buy to Let mortgage is a type of property investment where a landlord buys a property intending to rent it out to make a profit.

Self Employed

There are over 5 million self-employed people in the UK (Source: Office of National Statistics), yet when it comes to securing a mortgage, self-employed people have many more hoops to jump through than those in PAYE employment.

Lenders need to know that you have a predictable, stable income, which isn’t always the case when you are self-employed.

Purchase Your New Home

Whether your are looking to purchase your first home or next property we can help you get the right mortgage.

Our experts can also help you with schemes such as help to buy, shared ownership and rent to buy.

Later Life Lending Specialist

If you are over 55 and looking for a mortgage to purchase or remortgage then we can help.

We help you understand Mainstream mortgages, Retirement Interest Only Mortgages and Lifetime mortgages

Remortgage & Capital Raising

Whether you are looking for a new fixed rate or looking to borrow more to improve your home we can help.

We are whole of market brokers and have access to exclusive rates not available on the high street.

Specialist Buy to Let Mortgages

Whether you are looking to purchase your first rental property or expand your portfolio we can help.

Residential ,commercial , Mulit-Units, Houses of Multiple Occupancy or short term finance

| Specialist Mortgage Advisers

At Mortgage Call we are dedicated to creating a meaningful, long-term relationship with you that is based on understanding, knowledge and commitment to progress.

As experienced mortgage advisors we have access to the whole of the market so can advise which product will be best for you saving you the time and hassle of approaching multiple lenders, whether it be a first time mortgage or re-mortgage.


Help you Find the Right Deal


20+ Years as a Mortgage Advisors


Individual tailored advice for Mortgage & Protection


Individual tailored advice for Mortgage & Protection


Wide variety of lenders


Wide variety of lenders

Experienced mortgage and insurance specialists, providing individual tailored advice & creating long-term success and financial progression for you, our client.

Receive The Mortgage You Deserve

As Professional and experienced advisers, we go the extra mile to offer you a personal, approachable and accountable service.

Lisa ,

I would just like to say a big thank you . You have been so friendly and helpful throughout the whole process. At all times you kept me well informed and you made me feel confident enough to ask any question. You were a brilliant advocate, who I knew was working in my best interest. I strongly believe it was your intervention that enabled the process to be completed so quickly and smoothly. Thank you again.

Judith Tingley

I recently did business with Susan of Mortgage Call, who was incredibly helpful throughout the mortgage application process and put in loads of extra work to make sure I understood the process as well as pitfalls and things to watch out for. She was available all hours (which I made clear was far beyond my expectation!) and appeared not only attentive but invested in my application. She was more helpful than my solicitors by a long stretch.

What was particularly telling was when we disagreed on a course of action which I had chosen she was very professional and respected my choice.

I'd not hesitate to recommend Susan to anyone applying for a mortgage, and with the same enthusiasm in which she was recommended to me.

Tom Roebuck

"Professional and friendly, great service. Thank you for your help

with my mortgage during a very challenging year."

Gemma Rahman

"As first time buyers, finding offers was incredibly tough. Eric went

out to individual lenders and created a bespoke offering tailored

to us. The communication was crystal clear and he was always

available. Impeccable service!"

Adam West

Let Mortgage Call Find The Right Lenders For You

Building Your Brighter Future

Building Your Brighter Future

Mortgage Call act as the bridge between you and the lenders that can help them. This saves you the time and hassle of approaching multiple lenders and work to your timeframe.

Trusted Advice

Trusted Advice

Clear and concise advice

around the best options for your needs.

Clear and concise advice

finding you the best options.


Clear Communication

Helping customers understand things their way.

Helping customers cut through the noise to understand things their way.

Save Money

Save Money

The lowest overall cost to your mortgage saves thousands.

The lowest overall cost to your mortgage saves thousands.

Specialist Rates

Specialist Rates

Access to exclusive rates not available on the high street..

Access to exclusive rates not available on the high street..

Helping Customers Secure The Homes They Deserve

Whether you are employed, self- employed, own your own limited company or are a contractor we can help you find the best mortgage for your circumstances.

Our aim is to provide you with clear concise advice and find you the most cost effective and efficient solution to your borrowing needs.

  • Industry-leading advice
  • Clear & straightforward recommendations
  • Friendly, personable advisors


Lisa is our later life lending specialist, so if you are over 55 and looking to release some of the equity in your home then get in touch today.

Arrange a Call With Our Team

Or Get Directly In Touch

10A Denholme Gate Rd, Hipperholme, Halifax HX3 8JQ, UK

01422 20 60 90


Mortgage Call are a professional mortgage broker, delivering industry-leading mortgages to first-time buyers, self-employed and later life lending customers for over 25 years.


01422 20 60 90

10a Denholme Gate Road, Hipperholme, Halifax,


The guidance and/or advice contained within this website are subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Terms and Conditions: Please read our full privacy statement before you proceed.

Mortgage Call is a trading style of Eric Armstrong who is an Appointed Representative of Mortgage Next Network Limited, which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Please note that some forms of BTL mortgages are not regulated by the FCA


10a Denholme Gate Road




t: 01422 206090


We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service.

How to complain (

*There may be a fee for the advice given, the exact amount will depend upon your circumstances. If the mortgage is under £60,000, a fee will be payable and will not exceed £295. For all Equity Release/Lifetime mortgages, a fee will be payable of £795. All fees are payable on completion, please ask for further information on the fee you could pay.

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